Are we in recession? Yet? I don’t know. I heard the ministers said we’re still safe LOL.
But there are factories reduce their production. There are factories had total shut down. There are factories even close operation. Is it a sign of stability and prosperity?
Recession affects people differently. Economic meltdown makes some people lose their jobs while some are still enjoying their Pavilion shopping.
For people like us, where money doesn’t grow from trees, have to do some adjustment on our daily life. At least some of it.
Furthermore, I made a big decision to take unpaid leave and raise our maid’s salary LOL. Bibik is richer than me now. (Was it a wise decision taking unpaid leave during crisis?)
Even if we may not be affected by the global recession, but to prepare for it, it’s better to make some plans. Better safe than sorry ain’t it.
Comfort the husband. Crisis makes some people lose jobs, and for those who are still hanging there, the workload may be doubled, tripled or quadrupled, or ten-pled? It’s my job to make sure Abiy is emotionally healthy and strong enough to withstand all the challenges brought upon on him.
Stop hunting for ‘the wants’, and don’t exceed ‘the needs’. Even if I am not a shoppaholic, but I still have lots of things, all the wants in my list. But thanks to my non-shoppaholic profile, it takes me time to think about the worthiness of spending money on what I want. Eventually, I usually leave it there.
Exhaustive cost saving initiative. So far we are using cloth diapers and grow some vegetables in our backyard. Not including breastfeeding both Hafiy and Fahry! While Abiy tapau his breakfast and coming home for lunch everyday.
Diversify investment. Now that interest rate has declined by 0.5 basis point, fix deposit drops and PNB seems to be giving lower returns. Maybe this is the time to try stock market?
Diversity our sources of income. Makan gaji is not the only way to make money. Maybe just because you don’t know, it shouldn’t stop you from grabbing such opportunities. Maybe you have some ideas, but don’t know where to start. Wish to partner with me? Drop your idea here or contact me personally. Only serious people please. And willing to work 174 hours per day 😉
C’mon mommies, let’s face a worry-free financial crisis!
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